You have a right to end this agreement. To do so, you should write to the person you make your payments to. They will then be entitled to the return of the Vehicle and to half the total amount payable under this agreement. If you have already paid at least this amount plus any overdue instalments and have taken reasonable care of the Vehicle, you will not have to pay any more.
(ii) REPOSSESSION : YOUR RIGHTS
If you do not keep up your side of the agreement but you have paid at least one third of the total amount payable under this agreement, we may not take back the Vehicle against your wishes unless we get a court order (In Scotland we may need to get a court order at any time). If we do take the Vehicle without your consent or a court order, you have the right to get back any money that you have paid under this agreement.
Northgate Vehicle Sales Limited t/a Van Monster is an Appointed Representative of Consumer Credit Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority FRN 631736. Consumer Credit Compliance Ltd holds the permission of credit broking which allows Northgate Vehicle Sales Limited t/a Van Monster to act as a credit broker, not as a lender, for the introduction to a limited number of finance providers. Van Monster may receive a fee from the lenders for the introduction.